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Listings

Find a home you'll love coming back to.

Apartments, houses, share rooms and commercial spaces — vetted for foreign residents, with transparent initial costs.

9+
Active listings
2+
For sale
7+
For rent
4
Areas

Real estate services

Real estate services

From renting and buying to bank loans and income investment — we support your home and assets in Japan.

Rental support

Rental support

Find a home, understand costs & sign a lease in your language.

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Home purchase with a mortgage

Home purchase with a mortgage

Buy a home in Japan with a long-term bank loan.

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Commercial space

Commercial space

Rent or take over space for restaurants, shops and offices.

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Bank loan advisory

Bank loan advisory

Advice and paperwork for Japanese bank loans.

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Japan–Vietnam property investment

Japan–Vietnam property investment

Invest from Vietnam and earn rental income in Japan (不動産投資).

Learn more

Buying guide

Old house or New house? — Know before you decide

Compare real costs to make the right choice for your situation.

Used house

中古住宅

Lower price, higher potential extra costs

Purchase price~70–80%
Brokerage fee~3% + 60,000¥ + 税
Real estate acquisition tax (one-time)~1.5%
Registration & stamp tax (one-time)~2%
Home inspection fee~0.5%
Renovation costs5–20%
Fire insurance (5 years)~150,000–250,000¥
Estimated total cost
~80% ~ 100% of property value
New house

新築住宅

Higher price, fewer unexpected costs

Purchase price100%
Brokerage fee~3% + 60,000¥ + 税
Real estate acquisition tax (one-time)~1.5%
Registration & stamp tax (one-time)~1.5%
Home inspection fee~0%
Renovation costs~0%
Fire insurance (5 years)~150,000–250,000¥
Estimated total cost
~100% ~ 110% of property value
CriteriaUsed houseNew house
Initial costLower, more accessibleHigher, stable value
Renovation costsMay ariseVirtually none
Tax benefitsFewerMore (if eligible)
RiskDepends on conditionBrand new, peace of mind

💬 Not sure which to choose? Get free advice from the AKI HOME team

Free consultation

Costs & taxes

Cost & Tax Breakdown for Buying Property in Japan

Understand every cost item to budget accurately.

🛡️ Transparent — Clear and easy to understand📊 Accurate budgeting — No surprise costs🏠 Peace of mind — Long-term support

Before purchase

One-time upfront costs

Brokerage fee
~3% + 60,000¥ + 税
Real estate acquisition tax (one-time)
~1.5%
Registration & stamp tax (one-time)
~2%
Home inspection fee (optional)
~0.5%
Renovation costs (if used house)
5% ~ 20%
Fire insurance (mandatory)
~150,000 ~ 250,000¥
Total upfront costs
~6% ~ 10% (new) / ~11% ~ 15% (used)

After moving in

Annual costs & taxes

Annual property tax
~1.0% / 年
Annual city planning tax
~0.3% / 年
Annual maintenance & management fee
~50,000 ~ 300,000¥ / 年
Fire insurance renewal (every 5 years)
~150,000 ~ 250,000¥ / 5年
Repair reserve fund
~1% / 年
Total annual costs & taxes
~1.2% ~ 2% of assessed value/year

Budget at least 10% of property value for extra costs

Assessed value (固定資産税評価額) is usually lower than market price

Used houses have higher costs due to repairs and maintenance

Insurance & reserves ensure long-term peace of mind

Mortgage support

Home Loan Support in Japan

Simple process – Optimal rates – Reliable solutions

Wide network
Partnered with major banks
Simple process
Minimal docs, fast approval
Optimal rates
Multiple options for your needs
Dedicated support
A–Z through to disbursement

6 partner banks

SMBC
Sumitomo Mitsui
MUFG
三菱UFJ銀行
みずほ
Mizuho Bank
りそな
Resona Bank
SURUGA
スルガ銀行
TOKYO★
東京スター銀行

5-step process

1
Consult
Understand your needs
2
Prepare documents
We help with paperwork
3
Bank review
Application assessment
4
Approval & disbursement
Sign loan agreement
5
Own your home
Dream becomes reality
Foreign resident support
Both Japanese and foreign nationals supported
Multilingual
VI · EN · 中文 · 日本語
Flexible repayment
Multiple plans to fit your income
Diverse property types
Apartments, houses, townhouses, land
Free loan consultation
9 listings

Housing network partners

Connected to Japan's largest housing networks

AKI HOME × VILLAGE HOUSE
AKI HOME × LEOPALACE
AKI HOME × UR 団地
AKI HOME × 大東建託パートナーズ

Trusted connections – Expanded choices – Building lasting homes

New construction

Partnering with Japan's leading housing groups

Panasonic Homes
Modern technology, comfortable living
住友林業
Premium natural wood, sustainable spaces
Daiwa House Group
Superior quality, lasting value
SEKISUI HOUSE
Refined design, optimized functionality
TamaHome
Real value, affordable, for every family

Frequently asked questions about real estate

Common questions when renting or buying a home in Japan.

Can foreigners rent or buy property in Japan?

Yes. Foreign residents legally living in Japan can rent and buy property even without permanent residency or citizenship. AKI HOME helps you prepare documents and deal with landlords and banks in your own language.

What documents do I need to rent a home?

You typically need a residence card (在留カード), proof of income or an employment contract, and a guarantor or guarantor company. AKI HOME can arrange guarantor support and walk you through each step.

What do the initial costs of renting include?

Initial costs usually include a deposit (shikikin), key money (reikin), an agency fee, insurance and the first month's rent — about 4–6 months of rent in total. We always give you a transparent quote before you sign.

How does AKI HOME help with a housing loan?

AKI HOME works with banks such as SMBC, MUFG, Mizuho and Resona to support mortgage applications. We advise on rates, prepare paperwork and stay with you through to loan disbursement.

Do you offer support in Vietnamese and English?

Yes. Our team advises in Vietnamese, Japanese and English, so language is never a barrier while you rent or buy.

Which areas does AKI HOME cover?

We list properties across Osaka, Kobe and Kyoto — apartments, houses, share houses and commercial units. Contact us for a shortlist that fits your needs.