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Listings

Find a home you'll love coming back to.

Apartments, houses, share rooms and commercial spaces — vetted for foreign residents, with transparent initial costs.

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Active listings
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For sale
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For rent
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Areas

Buying guide

Old house or New house? — Know before you decide

Compare real costs to make the right choice for your situation.

Used house

中古住宅

Lower price, higher potential extra costs

Purchase price~70–80%
Brokerage fee~3% + 60,000¥ + 税
Real estate acquisition tax (one-time)~1.5%
Registration & stamp tax (one-time)~2%
Home inspection fee~0.5%
Renovation costs5–20%
Fire insurance (5 years)~150,000–250,000¥
Estimated total cost
~80% ~ 100% of property value
New house

新築住宅

Higher price, fewer unexpected costs

Purchase price100%
Brokerage fee~3% + 60,000¥ + 税
Real estate acquisition tax (one-time)~1.5%
Registration & stamp tax (one-time)~1.5%
Home inspection fee~0%
Renovation costs~0%
Fire insurance (5 years)~150,000–250,000¥
Estimated total cost
~100% ~ 110% of property value
CriteriaUsed houseNew house
Initial costLower, more accessibleHigher, stable value
Renovation costsMay ariseVirtually none
Tax benefitsFewerMore (if eligible)
RiskDepends on conditionBrand new, peace of mind

💬 Not sure which to choose? Get free advice from the AKI HOME team

Free consultation

Costs & taxes

Cost & Tax Breakdown for Buying Property in Japan

Understand every cost item to budget accurately.

🛡️ Transparent — Clear and easy to understand📊 Accurate budgeting — No surprise costs🏠 Peace of mind — Long-term support

Before purchase

One-time upfront costs

Brokerage fee
~3% + 60,000¥ + 税
Real estate acquisition tax (one-time)
~1.5%
Registration & stamp tax (one-time)
~2%
Home inspection fee (optional)
~0.5%
Renovation costs (if used house)
5% ~ 20%
Fire insurance (mandatory)
~150,000 ~ 250,000¥
Total upfront costs
~6% ~ 10% (new) / ~11% ~ 15% (used)

After moving in

Annual costs & taxes

Annual property tax
~1.0% / 年
Annual city planning tax
~0.3% / 年
Annual maintenance & management fee
~50,000 ~ 300,000¥ / 年
Fire insurance renewal (every 5 years)
~150,000 ~ 250,000¥ / 5年
Repair reserve fund
~1% / 年
Total annual costs & taxes
~1.2% ~ 2% of assessed value/year

Budget at least 10% of property value for extra costs

Assessed value (固定資産税評価額) is usually lower than market price

Used houses have higher costs due to repairs and maintenance

Insurance & reserves ensure long-term peace of mind

Mortgage support

Home Loan Support in Japan

Simple process – Optimal rates – Reliable solutions

Wide network
Partnered with major banks
Simple process
Minimal docs, fast approval
Optimal rates
Multiple options for your needs
Dedicated support
A–Z through to disbursement

6 partner banks

三井住友銀行 (SMBC)
三菱UFJ銀行 (MUFG)
みずほ銀行 (Mizuho)
りそな銀行 (Resona)
スルガ銀行 (Suruga)
東京スター銀行 (Tokyo Star)

5-step process

1
Consult
Understand your needs
2
Prepare documents
We help with paperwork
3
Bank review
Application assessment
4
Approval & disbursement
Sign loan agreement
5
Own your home
Dream becomes reality
Foreign resident support
Both Japanese and foreign nationals supported
Multilingual
VI · EN · 中文 · 日本語
Flexible repayment
Multiple plans to fit your income
Diverse property types
Apartments, houses, townhouses, land

Housing network partners

Connected to Japan's largest housing networks

AKI HOME × Village House partnership lockup — a rental-housing network AKI HOME places tenants with
AKI HOME × Leopalace21 partnership lockup — a furnished-rental network AKI HOME arranges leases through
AKI HOME × UR 団地 partnership lockup — public rental housing AKI HOME helps residents apply for
AKI HOME × Daito Kentaku partnership lockup — a rental-management network AKI HOME works with

Trusted connections – Expanded choices – Building lasting homes

New construction

Partnering with Japan's leading housing groups

Panasonic HomesModern technology, comfortable living
住友林業Premium natural wood, sustainable spaces
Daiwa HouseSuperior quality, lasting value
SEKISUI HOUSERefined design, optimized functionality
TamaHomeReal value, affordable, for every family

Frequently asked questions about real estate

Common questions when renting or buying a home in Japan.

Can foreigners rent or buy property in Japan?

Yes. Foreign residents legally living in Japan can rent and buy property even without permanent residency or citizenship. AKI HOME helps you prepare documents and deal with landlords and banks in your own language.

What documents do I need to rent a home?

You typically need a residence card (在留カード), proof of income or an employment contract, and a guarantor or guarantor company. AKI HOME can arrange guarantor support and walk you through each step.

What do the initial costs of renting include?

Initial costs usually include a deposit (shikikin), key money (reikin), an agency fee, insurance and the first month's rent — about 4–6 months of rent in total. We always give you a transparent quote before you sign.

How does AKI HOME help with a housing loan?

AKI HOME works with banks such as SMBC, MUFG, Mizuho and Resona to support mortgage applications. We advise on rates, prepare paperwork and stay with you through to loan disbursement.

Do you offer support in Vietnamese and English?

Yes. Our team advises in Vietnamese, Japanese and English, so language is never a barrier while you rent or buy.

Which areas does AKI HOME cover?

We list properties across Osaka, Kobe and Kyoto — apartments, houses, share houses and commercial units. Contact us for a shortlist that fits your needs.